Year: 2016

Mortgage floor clause: what it is and how to claim the bank

Cláusula suelo

The vast majority of mortgage loan contracts in Spain contain the so-called ground clause, declared abusive by the Court of Justice of the European Union. If this is your case, you can claim your return from the bank, even if

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What happens if I stay more than 90 days as a tourist in Spain?

turista en España

In principle, the stay as a tourist in Spain, either with or without a visa, can not exceed 90 days per semester, counted from the date of the first entry. Those 90 days can be uninterrupted or added in several

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The 8 most common reasons for denying Spanish nationality by residence

motivos más comunes por los que deniegan la nacionalidad española por residencia

Most of the applications for Spanish nationality for residence in 2014 have already been resolved. It is estimated that between 10 and 15% of these have been denied by the Ministry of Justice. The most common reasons why they deny

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The invitation letter: everything you need to know

We explain in detail the requirements and characteristics of the invitation letter to come to Spain as a tourist What is the invitation letter One of the requirements that must be met by any foreigner traveling to Spain as a

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What is the red card in the asylum procedure in Spain

qué es la tarjeta roja

We explain what is known as the red card in the asylum procedure, its requirements and benefits The white card, a first step The asylum process begins with requesting an appointment before the corresponding office. At the end of the

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Financial requirements to obtain the community family card

tarjeta de familiar comunitario

We clarify the doubts about what resources should be demonstrated to obtain the community family card. In accordance with Spanish and European regulations, a community citizen (that is, a citizen of a country member of the European Union) who resides

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Homologate foreign university degrees in Spain: everything you need to know

We explain the scheme to approve foreign university degrees in Spain and we clarify the differences with equivalence and validation. The Royal Decree 967/2014, of November 21, distinguishes two concepts: homologate university degrees and ask for the equivalence of university

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All you need to know about the Spanish NIE

what is the Spanish NIE

There has always been a confusion between the Spanish NIE (Número de Identificación de Extranjero, that is, the Foreinger Identification Number) and other documents such as the certificate of registration of a European Union’s Citizen, the UE family member’s card,

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What to do if they deny the renewal of the residence permit in Spain

qué hacer si te niegan la renovación del permiso de residencia

We explain some reasons why you can be denied the renewal of the residence permit and what to do in those cases. Many people are entrusted with having obtained an initial residence permit in Spain, forgetting that they must renew

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Work in black: what it is and what are its risks

trabajo en negro

The term black work is often used in different contexts. We explain below what it is and what are its effects. Work in black: what is it Also known as working in B, and as the characteristic element of the

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