The vast majority of mortgage loan contracts in Spain contain the so-called ground clause, declared abusive by the Court of Justice of the European Union. If this is your case, you can claim your return from the bank, even if you have already paid off the mortgage. Here’s how. Clause ground: everything starts with the euribor To understand what the floor clause is, …

Mortgage floor clause: what it is and how to claim the bank Leer más »

Tener antecedentes es uno de los motivos más comunes por los que deniegan la nacionalidad española por residencia.

Most of the applications for Spanish nationality for residence in 2014 have already been resolved. It is estimated that between 10 and 15% of these have been denied by the Ministry of Justice. The most common reasons why they deny Spanish nationality by residence are those that we expose below. Possess a criminal record in Spain or in the country of origin As …

The 8 most common reasons for denying Spanish nationality by residence Leer más »

We explain in detail the requirements and characteristics of the invitation letter to come to Spain as a tourist What is the invitation letter One of the requirements that must be met by any foreigner traveling to Spain as a tourist without a visa, in addition to the round trip and economic resources for their maintenance, is to have accommodation during your stay. …

The invitation letter: everything you need to know Leer más »